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Add your card
Enter your credit limit, current balance, statement closing date, and due date.
Plan your card spending and payments around your paycheck while keeping utilization within your target.
Utilization target
Under 30%
Under 10% preferred
Target range
Payday
Get paid
Plan payment
Plan what to pay before statement closes
Statement closes
Your balance is reported
Stay ahead of your balance.
Enter your credit limit, current balance, statement closing date, and due date.
See exactly what to pay before your statement closes to get under 30% or your preferred target.
Build a payment plan around your paycheck so you can pay the statement balance on time.
Banks set your credit limit. You set your plan. CreditTrack helps you use your card with intention and pay it back with confidence.
Create your plan in minutes. Start making every dollar count.
Build my credit plan